01
What We Do
Credo 180 operates the entire debt process from initial assessment, to lender engagement, to supporting management through loan documentation and closing. We obtain the best financing terms while freeing up management to remain focused on running the business.
02
Our
Process
The Credo 180 process is targeted, focused and highly efficient. Debt advisory is all we do. We know the markets. We know the players. We have a history of structuring and negotiating the best deals for our clients and paying for ourselves in the process.
Our Commitment
The Credo 180 commitment is to provide every company referred to us with a free, unfettered assessment of the company credit profile. We then help formulate the debt strategy and go to market ask to ensure alignment with management and board priorities to drive key valuation metrics.
About
About Our Firm
Our commitment is to provide every company referred to us with a free, unfettered assessment of the company’s credit profile. We then help formulate the debt strategy and go to the market ask to ensure alignment with management and board priorities to drive key valuation metrics. Relationships are at the heart of everything we do. Our clients come exclusively by referral from investors, board members, former management teams and fellow industry service providers.
Our Services
Credit assessment
Financing objectives and debt strategy
Go to market preparation and execution
Term sheet negotiation
Board analysis, presentation and discussion
Lender selection
Due diligence preparation and loan
documentation support
On-going management support for life after closing the debt
Debt Capital
Growth Capital Venture
Senior Mezzanine &
Royalty
Enterprise Value Cash Flow
Senior Term
Sub Debt
Unitranche
Equipment
Client Deal Profile
Life Sciences and Healthcare
Private and Public
Cash burn (venture & structured finance)
EBITDA Positive (leverage finance private credit)
Growth capital, M&A, Buy-out
Stats
Credo 180 By the Numbers
Because we are relationship centric, we will assist every client regardless of type or size of debt financing needed. We do not have deal minimums.
$B Financed
Companies Financed
Managed Funds
Years Of Experience
What Our Clients Are Saying
We have worked with Credo 180 on two separate debt deals. We were highly doubtful the first time, believing that simply running process similar to the equity funding process we had just completed would yield the best partner and best terms, without the added cost of the Credo 180 team’s services. We were wrong. They saved us nearly 3x the dollars it cost to pay them, and the lender, who has been a good partner for us, would never have emerged in our process.
The second time we worked with Credo 180, to refinance the first round of debt and increase the size of the loan, we were equally skeptical, but for different reasons. Our existing lender had provided us with a term sheet with which we were quite pleased. The Credo 180 team immediately recognized the opportunity for far better terms, given changes in the market that we had not appreciated. Again, they were right. We ended up with the same lender, with far better terms, and the Credo 180 team more than paid for themselves.
I was introduced to Credo in 2016 by one of our investor BOD members. We had just made the decision to take on venture debt for the first time. With Credo’s assistance we were able to secure the debt funding at very favorable terms that included over two years of interest only payments. In 2019 we decided to refinance our debt, there was no question we would engage Credo to assist us again. As was the case in 2016, they were invaluable to our process. Credo’s team acted as both business partners in determining the type of debt that fit our company’s strategy and goals along with expertly assisting in our negotiations. I would highly recommend engaging the Credo team in any debt process. Their value will pay for itself.
Our Office
1234 Divi St. #1000
San Francisco, CA 23514, USA
Contact Us
(235) 235-1351
info@diviinvestment.com
Office Hours
Mon-Fri: 9am – 5pm
Sat-Sun: Closed